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January 26, 2007

Federal Aid For Your College Education

Filed under: Reading resources — dave @ 7:01 am

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Federal Aid For Your College Education

 by: Chris Davis

The Federal government is one of the best sources for college financial aid. From low interest loans to free grants, the array of government aid is open to just about everyone. As long as you have passing grades and financial need, you almost certainly qualify for something.

The search for federal aid begins with the Free Application for Federal Student Aid (FAFSA). This form can be filled out on paper or submitted online. Once it is processed, the government will make a judgement about the level and kinds of aid you are eligible for. To receive funding, you must have a high school diploma, GED certificate, or have met state standards to enroll in a qualified higher education school. You must also be a U.S. citizen or an eligible noncitizen, such as a permanent resident. The key factor in determining how much aid you receive will be financial need, not grades. Of course, if you fail to maintain passing grades, you will lose all assistance. However, it is not necessary to be an A plus student.

Undergraduates who meet the need criteria can receive Pell Grants. These range from $400 to $4,050 a year. Students with exception financial need may qualify for a Federal Supplemental Opportunity Grant (FSEOGs), which ranges from $100 to $4,000 a year. The amount you can receive may be reduced if you have other sources of aid, such as a scholarship. These grants do not have to be paid back.

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Federal loan programs are offered to supplement grant awards, and for those who were not eligible for a grant. For some loans, you do not have to demonstrate need. The amount you can borrow will depend both on your school expenses and your grade level. Perkins loans are offered first to Pell Grant recipients. Only a certain amount is awarded each year and when that runs out, no more loans are given until the following year. Stafford loans are available to both graduates and undergraduates. You must be enrolled at least part-time. Financial need is not a requirement for the Stafford, but for lower income students, the government may award a subsidized loan. This means that the interest will be paid for you while you are a student, and during a six-month grace period after you graduate. Finally, the parents of dependent undergraduate students can take out a Plus loan to cover educational costs.

If you plan to take advantage of any of the programs, you can apply between January 1st and June 30th and receive funds for the following Fall semester. It is highly recommended that you apply as early as possible, as some schools and states require an application be submitted much earlier. In any case, submitting the FAFSA is an essential part of college financial aid. Many scholarships, private foundations, and other sources of aid will require you to first exhaust all federal aid possibilities before they will consider your application.

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About The Author

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We have additional material on education if you need to scan. It is for you to discover the hierarchy on education at the conclusion of this piece of information.

Chris Davis. Learn more about college grants, scholarships, and alternate sources of college financial aid at http://www.educationwebresources.com.

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January 25, 2007

Of Drugs and Youth

Filed under: Reading resources — dave @ 7:02 am

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Of Drugs and Youth

 by: Billy I Ahmed

Today, the problem of drug abuse among the youth has assumed a greater significance and heightened concern in various socio-cultural and economic strata. Though no accurate figures are available to measure the actual extent of the problem, drug addicts reporting to counseling in the country points out that the problem has spread among various age groups, and much among youths aged 16 to 25 years.

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The age group in which a youth is, signifies the transformation of an adolescent to a young person, which usually is accompanied with the trials and tribulations of a ‘child’ in becoming a ‘grown-up’. A bundle of exuberant but undirected energy, he derives pleasure in taking risks and experimenting with new things. He craves to taste the ‘forbidden fruits’ in his quest for attaining recognition and status amongst his peers. Such a behaviour often brings him in open or concealed conflict with his parents and ‘parent figures’ which leads to the much discussed ‘conflict of generations’ and ‘generation gap’. The situation has been further complicated due to the fast paced social transformation brought in the society by rapid industrialisation, urbanisation and rural-urban migration. It has eroded the traditional, informal, social control mechanisms and has even brought in changes in the structure of the family, from joint to nuclear, or at best an extended family.

The ‘media explosion’ has shrunken the world, especially for the youth, and they are now more aware of things around. This has also raised their level of aspiration and ambition. With materialism, consumerism and individualism gaining ascendancy, modern youth is drifting away from his traditional roots and finds it difficult to cope with ever increasing social pressures. Further, the increasing economic pressures compel more and more parents to take full time employment leaving a child, more so a youth, alone in the house or in the company of friends. With no adequate programmes available to keep them busy, they become easy prey to anti-social activities including drug-abuse.

There may be various reasons for a youth to take to drug abuse, from just curiosity and a tendency to experiment with. It may be an expression of his revolt against established authority, a way of gaining recognition in his group or he may just not be able to say ‘NO’, when offered.

Therefore awareness creation or preventive education programme for youth is an imperative. In build up immunity amongst them, would promote self-respect and determination, provide experiences which encourage self-respect and sense of dignity, enhances personal and social skill which are necessary for functioning in a rapidly transforming society and provide for professional skills.

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What is more important is that the leisure time activities of both student and non-student youth are so organised that they provide for healthy recreation and constructive work habits. As is evident, a youth feels more at home within his age-group. Therefore, to reach them, it is but natural to take the help of more active groups among them.

In Bangladesh, a strong emphasis has been placed on awareness building against drug-abuse among youth as they are considered to be the most precious asset for human resource development. Financial and technical assistance is provided by the government and NGO’s to help them undertake activities such as socio cultural programmes. Experience has shown such programmes have a salutary impact, if backed by a good follow-up programme.

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It has also been realised that youth power can be harnessed not only from preventing youths from the malady of addiction but also by improving the environment they live in. One such example is the “Rainy Day” concert organised by Prothom Alo to observe the International Day against Drug Abuse and Trafficking. Some 15000 youths saying ‘No to drugs’ vowed to launch a nationwide movement against drug.

I take my hats off to Anusheh who had the gut to narrate her once drug addicted life. Anusheh, you can be a good ambassador to help the drug addicts return to their original track. Such activities/programmes help to identify addicts in their own peer groups. Dare devils as the youth are, they prove to be an asset in reaching rather inaccessible areas of the community, such as, pockets of addiction.

Many a time, due to their connection with traffickers, pushers and pedlars, it becomes difficult to impress upon addicts to leave their habit. It is here that the youths, voluntary organisations have not only been able to create awareness but also have been able to muster support for combating trafficking, pushing and peddling drug.

About The Author

Billy I Ahmed

Experienced in writing feature articles, short stories, biographies, and reports.

  • Well versed in copyediting and proof reading.
  • Strong technical command of English language&familiar with virtually all writing styles serious commitment to excellence lexicography.
  • Competent researcher, interviewer, and reporter.

Billy covers

News summaries * Analytical reports * Translations * Current affair / Human rights/ environment/ health / poverty allevation/ human resource/ management issues/ production planning/ write-ups * Research services * Consultancy services*Copywriting*Proofreading*Editing

The Writingtable

A socio-political bouquet on a platter

When you require information at the press of a key. When you wish to have a ring-side view of what’s on. When you look forward to updated news in brevity. Then the one-stop solution is :thewritingtable@yahoo.com.

Updates including all politically relevant social issues. Social responsibility issues that not only keep you dumbfounded but touches the core of your heart. Makes us all bleed within ourselves.

Its time, we did something for the planet we live in. And any action starts with knowledge of what’s happening.

BILLY IS SEEKING A MEDIA AGENT TO SELL AND PROMOTE HIS COLUMNS AND ARTICLES ON MUTUAL UNDERSTANDING.

MORE INTERESTED IN COPY EDITING AND PROOF READING. SERVICES AVAILABLE AT COPETATIVE RATE.

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